• California HOA Insurance

    Homeowners & Condominium Association Insurance

Know your HOA insurance before you need it.

John Kemmer Insurance

Hi. I’m John Kemmer, and I’ve lived in a homeowners association for 20 years. I have also served on our HOA board. So, selling HOA insurance is more than just a job to me… it’s a personal passion.

I’ve been advising homeowners associations about their insurance needs for many years. The biggest mistake that many HOAs make is leaving gaps in their coverage. These gaps can really hurt the association at claim time.

I specialize in protecting you from gaps in coverage.

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Latest Posts

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When you joined your HOA board, you agreed to look out for your association’s best interests. Providing adequate HOA insurance plays a key role in this. Bare-bones coverage may offer…


Condominium Association Insurance Coverage Basics for Board Members

As a condominium association board, you will have several items to decide when it comes to choosing the right insurance plan. In addition to choosing an insurance agent experienced with…

What is an HOA Policy?

Are you looking to find the right coverage for your HOA? If so, you will need to understand a bit about how an HOA policy works. Arming yourself with a…


From our clients

Always very responsive and works hard to protect our family.

The Stevens

John has great insurance knowledge. I would highly recommend him to friends and relatives when they need insurance coverage.


John always gave me detailed and professional answers… he has our best interest in heart… I have never met such an honest agent who put our interest before his/hers.

Fen Zhang

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Serving California Communities Like Yours

1720 S Amphlett Blvd. Ste 140

San Mateo, CA 94402

License #:0769596

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